Workers Compensation

Workplace accidents can happen even when safety precautions are taken. Workers’ compensation insurance is there for when those incidents happen. Not only are your employees covered, but you’re also protected from financial harm. Our Insurance Agencies Inc. agents are ready to help employers like you provide your business with the best coverage options possible.  

Overview of Coverage 
Workers’ compensation helps provide payment to an employee if they obtain a work-related injury or illness. Regardless of who is at fault for the accident, an employee will receive coverage. There are several areas of coverage that workers’ compensation insurance can help with, such as:  

• Medical care and treatment 
  
• Replacement of lost wages if an employee takes time off from work to recover 
  
• Disability benefits 
  
• Death benefits 
  
  

Workers’ compensation insurance can also help cover employer needs. A policy can help provide coverage for several aspects related to employer liability, including:  

• Attorney’s fees 
  
• Court costs 
  
• Witness fees 
  
• Settlements 
  
  

Be sure to check with your state’s requirements for coverage; each state is different. If you’re unsure if you need coverage, contact an agent for further discussion.  

Get Started Today 
At Insurance Agencies Inc., we want to help you get the coverage you need to protect your business. If you have further questions about workers’ compensation insurance or want to get started, contact an agent today.