Insurance Agencies Inc. Blog: flood
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Thursday, July 11, 2024Will Flood Insurance Cover a Mold Infestation? Mold isn't just a nuisance for a property. It can also be exceptionally dangerous to the people in the home. While some varieties are harmless, the worst of the worst can be deadly. READ MORE >>
Monday, June 10, 2024It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>
Friday, December 1, 2023Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning it. READ MORE >>
Sunday, October 1, 2023What many homeowners do not realize is that flood coverage is not included in a standard home insurance policy. You will need to either add this coverage onto your policy or purchase separate flood insurance. You may think that you don’t need flood coverage if you don’t live near a body of water or in a flood zone. READ MORE >>
Friday, June 2, 2023Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? READ MORE >>
Monday, May 15, 2023Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>
Tuesday, April 18, 2023Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Thursday, November 18, 2021As the most common natural disaster across the U.S., floods cause billions of dollars in damage each year and seem to only be growing in frequency. Floods are agitating at best and deadly at worst. Although bad weather is hard to predict and impossible to prevent, there are still steps you can take to protect your home when a flood occurs. READ MORE >>
Wednesday, October 20, 2021Anything touched by floodwaters has the potential to be ruined. Your clothing may be perfectly replaceable. But what about your family photo albums, all of the files on your computer and important documents — such as car titles and birth certificates? READ MORE >>
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